NO MONEY DOWN LOANS
I see time and again advertisements on the internet for no down payment first time homebuyer loans. The down payment is typically in the form of a grant that does not need to be paid back. Many people push these loans enticing first time homebuyers to buy a home without any money out of their pocket. While these loans increase sales for the loan officer and real estate agent, are they really in the best interests of the first-time homebuyer?
The simple answer is no. The type of loan a first-time homebuyer can obtain is much better if they can put a small down payment, as little as 1%-3.5% of the sales price. This down payment can be a gift and does not have to come from the buyer. No money down loans, known as down payment assistance loans, typically have higher interest rates, higher fees, and restrictions on when you can refinance or pay off the loan. None of these features are in the interests of a first-time homebuyer.
If you are looking to purchase your first home, contact us and we can help you plan for a loan with a small down payment that can save you thousands of dollars over a no money down loan.
We offer a variety of products and services, ask us how we can assist you today:
Counsel Mortgage Group®, LLC
AZ MB #0909580
CA DBO #60DBO43873
Copyright © 2019 Counsel Mortgage Group®, LLC.
#CounselMortgage #MortgageBroker #blog #internet #sales #no #entice #RealEstate #Mortgage #you #ExcellenceInLending #Arizona #California #Oregon
💖690฿💖S M L XL #kirakitty
Detail : Dress ชุดนี้ใส่วันวาเลนไทน์ เริสเเน่นอนค่า คอลเลคชั่นล่าสุด สีแดงเข้มต้อนรับตรุษจีน วาเลนไทน์ คอนเซปนี้ใส่ช้อปปิ้ง ปาร์ตี้ ออกเดท ไม่มีพลาดเเน่นอน ใส่ออกมาน่ารักค่ะ ดีเทลเริส ช่วงไหล่ทำสายโซ่เกร๋ๆ ใส่ออกมาหุ่นเพรียวเรียวเว่อร์ ชุดนี้สวยเกินราคา แนะนำว่าด่วนค่า มาไม่เยอะจ้า (5 stars)งานรับประกันเนื้อผ้า แพทเทิร์น โดยเฉพาะ Cutting ที่เน้นรายละเอียดถึงซับใน สินค้าเกรด Super Hi-end สินค้าขึ้นแบบจากต้นแบบ Original 1:1 เลยคร่า
Color : Original
Size: S M L XL
(ขนาดโดยประมาณ) ...s รอบอก 32-33" รอบเอว 25-26" สพ.35-36" ...M รอบอก 34-35" รอบเอว 27-28" สพ.37-38" ...L รอบอก 36-37” รอบเอว 29-30” สพ. 39-40” ...XL รอบอก 38-39” รอบเอว 31-32” สพ. 41-42”
📮ค่าจัดส่ง ลงทะเบียน 40฿/EMS 60฿
🙅Cf แล้ว no Cc นะจ๊ะ🙅❤49
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che dire, @intimissimiofficial
tira fuori sempre gioiellini; a questi prezzi poi... -50% : da 45’90 sono 22’90!
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Very disappointed with @louisvuitton
aftersales service. Being quoted SGD $990 for a $3350 value bag & $90 for the button of wallet. As a fan of the brand and the monogram print, I have bought quite a number of items over the years. I am a very careful user and having said that, the above items were not durable. 1. Montaigne MM bag, 4yrs old and it is not a daily bag 2.Victorine Wallet, about 2-3yrs old & it is more like a weekend wallet, never squashed it, & for initial 1 yr always in dustbag when I bring it out.
The inner lining of Montaigne suddenly had a hole very recently and torn further. No sharp object were placed there as I am a very careful user. I don't even put my items on the floor. I cover bags in the rain. End day, I do all things a bag lover would do to take care of luxury items, including airing of items.
As for the wallet, there is enough posts online on the quality/design issues. The button is just not durable at all. People were offered free repair one time and charge $45sgd later. Now they have raise it to $90 for first time repair. Find it ridiculous even if it is for $1 as it is a design issue.
These are not the only items having problems. I had a Clemence long wallet which have a screechy zip, no matter how SAs tried to put cream etc. LV denied the issue that my friends could identify. There were fading on the monogram as well... I placed it beside a 10year old item and that item looked newer than my 1-2 year old wallet! 😂😂😂 There are about 10 items from LV on my wish list. BUT no, not dealing with the atrociousness. Even my favourite sales associates
in SG & UK have quit LV!!! I've met a nice SA today but he is helpless in helping me get these goods repaired without atrocious cost due to change of management.
End of the day, I learn something from it as a entrepreneur. Your branding is important, so is your integrity and after sales service. Never treat your customers like a fool and provide excellent aftersales service. Customers will be grateful and will surely refer or do a repeat purchase. Otherwise, all the marketing dollars on branding & acquisiting loyal customers are wasted.
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