“Money, it turned out, was exactly like sex, you thought of nothing else if you didn’t have it and thought of other things if you did.” 💵
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What to Do With Your Money in 2019 ?
Don’t make News Year’s Resolutions. They don’t work.
Set your goals now, or in early January (after the holiday). The goals need to be realistic. This is key. If they are too hard or not remotely achievable, most folks give up before they even start. When setting goals, start small, then move up. For example, if you are contributing three percent to your 401(k) plan, increase it to four percent. Then plan six to nine months down the road to increase it to five percent.
Similarly, if your cash reserve fund is only one month’s living expenses, give yourself a period of time, say six months, to [get to] two months’ living expenses.
Small steps that are actually implemented have a much higher chance of staying implemented. Then you can go from there and again, slightly raise the goal.
The other thing people need to do is check in with their goals. This doesn’t mean following every movement in the stock market. This means reviewing your progress. This should be quarterly. Read more 👉 http://bit.ly/2zY7MmQ.