Budget for 20th September - 3rd October ✨
I really need to get into the habit of reviewing my budget every pay or at least every month to determine what I'll actually need to spend on, and not just think my standard template will always be relevant.
For this fortnight I have taken entertainment out, I very rarely use this category so don't think it needs to be defined by itself. Unless maybe entertainment could mean alcohol as well, but that's not how pocketbook sets it out.
Have reduced my pet category. I don't always need to spend $50 a pay on pet stuff. The only thing I should need this fortnight is litter.
I've increased my supermarket category, but still lower than I have been spending. This is in an effort to make it more attainable and not go over in the first week and then think "fuck it".
I have lowered my transport category. Boyfriend has a work car now so I'm driving less as we just drive it on the weekends. I'm also finishing up my Invisalign treatment so this will mean less spent on tolls and parking in the city for appointments.
Health and beauty has been increased as I will probably need to buy a new foundation this fortnight.
I've upped liquor but not as much as I was going to. We were supposed to be going to a party Friday night so had to account for that but now I may just get a bottle of wine or something to celebrate signing our HIA contract on the 1st 😁 I've also accounted for an event we have on Saturday.
Teamwork makes the dream work! As I mentioned in my last post, my boyfriend is nearing the end of BS2. He knows I want to be debt free too and is my biggest supporter. Today I had a nice little surprise when I got home from work...he had gone to Costco and saved the receipt for me so I could earn some rewards from it on my apps! It’s seriously the little things ☺️
About to do a second load of our homemade washing powder and WOW!!!! Is all I can say!!! Super stoked with the outcome.. the clothes are soft, smell nice and seem to be brighter!! Especially the school socks 😀 so I’ve dated the tub and curious to see how many months it will see us through. It was recommended 1/2 teaspoon to half cup of boiling water but I used 1 teaspoon to half cup of boiling water and feel that it does the perfect job 👌 #frugallifestyle #homemade #washpowder #frugal #savings #bigfamily
End of term party for @kinderschool
kids this week. Check out these Golden Girls and the cute little Red Robot. It’s an incredible learning platform using Letterland and its characters from A-Z. Don’t miss Term 4. Taking bookings now. Classes start at 3 years of age that is aimed at pre-schoolers and supports current educational research. Little Finders members will save $50 for new bookings.
Budget friendly and healthy (also Whole30 compliant) dinner for the win. •
I've been loving sheet pan dinners lately. The easier to prep and clean up afterward the better. It also doesn't hurt they are healthy, budget friendly and really tasty. This is my second time making this one and it reminds me of fall. I'm not a #foodblogger
although this is starting to sound like something a food blogger would say. Make it though
Side note, when I'm looking for recipes I try to find ones that I can use ingredients multiple times. I buy apples and potatoes in bags. This recipe only used one of each so I can use the rest of the bags for something else. I bought a bag of Brussel sprouts but only used half. Now I have a vegetable for another meal. I usually buy one red onion a week and cut it up and leave it in a Tupperware container in my fridge. That way I can through a handful in a salad or a recipe for dinner if I want. This approach also helps me not waste food
1 sweet potato
1/2 bag of Brussel sprouts
Handful of red onion
2 chicken breasts cubed
Marinade on chicken:
1 tbsp olive oil
1 tsp rosemary
1/2 Salt and pepper
1 tsp cinnamon (weird I know but trust me) •
1. Combine chicken with marinade in bowl or plastic bag until coated
2. Chops sweet potato, apple, Brussel sprouts, red onion
3. Drizzle olive oil, salt & pepper on vegetables/apple
4. Add chicken
5. Bake at 425 for 25 minutes or until chicken is done
When you see that many people with a smile on their face, then you must be doing something right.
“You were designed for accomplishment, engineered for success, and endowed with the seeds of greatness.” - Zig Ziglar
We are about 4 1/2 months into our build , and there are some things I have learned along the way that I wish we would’ve known earlier, or thought about a little bit more. Just A Public service announcement for all of you still in the planning phase! Seriously though… I was more concerned with how things would look, floor plan, etc than understanding how house really works. Where does the water come from? Where does it go off the house? How exactly is the house going to be heated and cooled? Septic details? Well details? Be a pain in the butt to your GC and ask a million q’s!
Seems like many of your are deciding stuff ahead of time which will help! I was in such a rush to get started, sometimes it’s good to SLOW DOWN! :) Here is a list of things that either were not included in our loan, or that the allowances were so ridiculously low for that we are having to pay a lot out-of-pocket for during the build process: - Driveway
- Waterfill filtration system
- Sprinkler system (found out after loan was done this is required by our village for code. I’m upset architect bank etc didn’t give us a heads up on this before the loan closed.)
- Closet allowance
- Hauling away the dirt from basement excavation. We thought we could use it on site for berms, but it turns out we can’t for a few various reasons. Will now be more expensive to handle it again to move it.
- HVAC Ductwork. There was no mention of it in our plans, which I never noticed. Getting it across our open floor plan has proven to be an issue, now need another unit to make it all work and having to add soffit in the kitchen and my office.
- Added features and trim (FP, built ins)
Coco // Our 🔥 One Piece right now
BIG SALE is going on through October 6th🎉 PLUS + our very first ☀️Sunny Sweepstakes☀️ Full details are listed on our website www.sunnybunstanning.com